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klemen50
Traffic Value: $5,893.23193 Slovenia
15 like this post 1 people
19/08/2015 19:48
First and most important rule is, never invest money that you can't afford to lose.
Never, but never put your last dime into HYIPs or even borrow money for investment. That is a big no-no.
Second rule, don't get greedy. I think greed is the number one reason why people lose money in HYIP.

When you have a few dollars to spend, you have to pick program that you will invest into. There are thousands of HYIPs out there. How to pick right one? I first put the programs through a sieve:

  • never invest in programs that promises ridicules profits (like 800%-1500% after 60 days, 2000%-6000% after 120 days.....don't get fooled by those numbers. By the time your investment will end, the program will be long gone.)


  • never invest in programs that have ROI longer than 15-20 days
  • never invest in programs that don't accept Payza or STP (although you have some successful programs without those two as well).


This is my basic sieve. With this, you can pick just few programs out of a thousand.
Then you have to do a little homework. Check HYIP monitors, check forums, get as much informations as you can, for the program you intend to invest in.
Good indicator for long lasting program is custom-made and unique script. That means that admin of the site put a lot of work into it, so he probably won't run with your money after a few days.

Once I choose the program, this is the strategy I always follow:

  • invest as soon as program is launched (after 2-3 days)
  • never use compounding (except with perpetual programs like Elegant Trading)
  • withdraw your first profit as soon as possible, so you will be sure, that program pays
  • in the beginning I go big with my deposit. After a few days (depends on the program...it can be after 15-20 days), I always take out my principal and play along only with my profit.


Despite all this selection, nothing is 100%. No matter what, HYIP will turn into scam sooner or later. So don't be greedy and take out your money as soon as you make a decent profit. Or play along only with your profit, like I do.

If you have any other questions, you can write me to: damirgornik@yahoo.com
klemen50
Traffic Value: $5,893.23193 Slovenia
1 like this post 1 people
24/08/2015 08:33
A lot of you asked me, if there are any warning signs before program turns into scam.
Actually in some programs there are. I will write them down later today.
klemen50
Traffic Value: $5,893.23193 Slovenia
9 like this post 0 people
25/08/2015 07:45
Like I said, nothing in HYIP world is 100%. But usually if you see this sings, it is better to take your money and leave the program.

"One typical sign of a coming closure would be the admin announcing the future closure of the program to new deposits (temporarily or permanently) and therefore creating in the investors’ minds a much needed sense of urgency widely used in regular offline marketing as well. So imagine a program is running for 12 months and you quite like its fast payouts and professional support. The admin is also pretty active and built up quite a nice rapport with his audience. Some investors are even suspecting that the program has its own source of income, blissfully unaware that it is more likely just a very well organized ponzi-game.

So one fine day, when everything seems to be great as usual the admin suddenly announces that the program reached its goal of 5,000 members and deposits exceed the limit of what they need for the development of their business (the wording can be different and depends on the situation but I guess you got the drift). So unfortunately he had to close the program to new deposits on a particular day (say the first of January) and from that day on new members will not be admitted for some time. Of course, that creates a sense of panic among investors who think “I made so much money from that program and now it’s going to close. I have to make sure and deposit more money before the closing date, otherwise I will stop earning”. Therefore, many people lose their heads and re-deposit all their existing profits (or even invest more money than they earned from the program) back into a pending scam. So that leaves the admin with a nice chunk of money by the first of January and he spends his winter in some Caribbean resort while the investors get scammed. Some programs can even open and close their doors many times before disappearing or create a different tactic. But the result will be the same – after some struggling and the inevitable payout issues the program closes and the admin opens a new HYIP from the money “earned” in the previous one. The cycle repeats itself over and over again." (quote from HYIP blog)
klemen50
Traffic Value: $5,893.23193 Slovenia
2 like this post 0 people
26/08/2015 05:39
"A very popular excuse, and occasionally a genuine reason for a program’s closure, could be the blocking of payment processor accounts. Mostly I'm referring to Payza here, and to a lesser extent (as it's currently less widely used) SolidTrustPay. The blocking of a Payza account can only lead to the program’s closure and unless the admin has another account there and continues paying using the reserves, the collapse (especially if it’s a short-term program) will be imminent. Generally speaking, if there ever is a problem with Payza/STP accounts, it would mean the program's admin has been accused or investigated for fraudulent activity, so account suspension is usually the result of a problem not yet seen by investors. Of course, if a member uses Payza or STP they have a bigger chance of getting refunded after a scam."
klemen50
Traffic Value: $5,893.23193 Slovenia
8 like this post 0 people
26/08/2015 18:38
"Another sign (that hasn't been seen for a while now) for problems in program are HYIP debit cards. From previous experience it’s well known that online HYIPs which try to issue their own debit cards usually didn’t survive for too long afterwards. Simply because they can not provide you with the promised card and use it as an excuse to collect more money before leaving.

So, the announcement of a debit card would be a sign of pending closure as proven by, well, just about every HYIP that ever offered it. All of them promised it, in some cases actually gladly collected money for it, but in 100% of cases failed to deliver it."
passivetools
Traffic Value: $30,993.31104 United States
6 like this post 1 people
26/08/2015 19:38
@klemen50
Wow you are awesome at explaining

And you cut all the fluff off the hyip stories.
Thank you.

I need to find the forum you hang out in.
Definitely want to read more of your posts
klemen50
Traffic Value: $5,893.23193 Slovenia
0 like this post 1 people
27/08/2015 16:36
passivetools thank you, I appreciate that.
klemen50
Traffic Value: $5,893.23193 Slovenia
1 like this post 0 people
27/08/2015 18:13
Some monitors are saying that program is not paying.
I don't know why, because I just got paid this morning.
But just to be on the safe side, don't invest any more money in this program, until more is known about this problem.
haseebhas
Traffic Value: $62.52713 Pakistan
0 like this post 0 people
27/08/2015 19:04
Is elegant trading real or fake/scam ....... i googled and lot of people said they are not paying so please let me know if u have any update because i want to invest if site is real
regards
klemen50
Traffic Value: $5,893.23193 Slovenia
0 like this post 0 people
27/08/2015 19:42
I'm afraid that if some monitors moved ElegantTrading to Scam status already, it will be very hard for any program to survive, especially if we're talking about the perpetual programs like ElegantTrading. That is the thing - one person said he was not paid within 12 hours and other people start panicking and trying to withdraw everything. This is a chain reaction.
I hope that it will not happen in case with ElegantTrading, but we will just wait and see.

I can only repeat, withdrawals from ElegantTrading were NEVER instant, and for monitors to tell people that they are, is either a blatant lie or else, they genuinely has no idea what they are doing. They have always been within 48 hours right from the very start.

I'm absolutely disgusted by their approach and I suspect there is more to it than just simple stupidity. Clearly they have some other agenda here.
Catt
Traffic Value: $1,193.5857 Brazil
0 like this post 0 people
27/08/2015 19:48
withdrawals are a delicate point... Myself, I try to make withdrawals to AS in a max of 24 hs.... but our TOS says they can take 7 days.... I never ever did one after 24 hs but I am willing to bet the first time one takes more than that people will go around saying its scam....
And as you said, that causes a chain reaction... :/
vecors
Traffic Value: $2,173.146 Portugal
0 like this post 0 people
27/08/2015 19:51
ET Closed. 
dbradshaw2
Traffic Value: $135.74349 United States
0 like this post 0 people
27/08/2015 23:00
@klemen

which monitors (besides ours) is saying that?  I was going to join and put some in on tomorrow, but I will hold off until I know more.
vecors
Traffic Value: $2,173.146 Portugal
1 like this post 0 people
27/08/2015 23:23
Don`t do it. I know from reliable source it is done.
dbradshaw2
Traffic Value: $135.74349 United States
0 like this post 0 people
27/08/2015 23:45
Thank you vecors
passivetools
Traffic Value: $30,993.31104 United States
1 like this post 1 people
28/08/2015 19:33
learn or earn.

lol 

I learned a lot from this one. 


Pending payments 
Move to closed
Revoltchka
Traffic Value: $141.80329 Aruba
0 like this post 0 people
29/08/2015 04:46
Looks like it is a scam and maybe only lasted for like 26 days that's really bad....
But as almost everyone knows HYIP's never last and are 95% scam.
mmrider
Traffic Value: $729.28366 Slovenia
0 like this post 0 people
29/08/2015 06:49
Yes it is a scam. I deposited 20$, but the funds are not reflecting in my account balance.
I wrote them twice, but I didnt get any answer.
klemen50
Traffic Value: $5,893.23193 Slovenia
0 like this post 0 people
29/08/2015 07:32
Revoltchka
A little correction. HYIPs are 100% scam, not just 95%.

People please, if you are going to play in HYIP world, I urge you, follow my rules.
If you would follow them, you would make a nice profit even with Elegant Trading.

dbradshaw2 and mmrider,
you were way too late for investing in this program, by my rules.
mmrider
Traffic Value: $729.28366 Slovenia
0 like this post 0 people
29/08/2015 07:59
klemen50
I thought it would last a little bit longer (3-6 months). They didnt even fund my balance, they just took the money, so I didnt even had a chance to play.
What about Carbon7, do you think It would last till the end of this year ?
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